Health Insurance in USA
Health insurance in the USA is a mixed system of public (Medicare, Medicaid) and private, mostly employer-sponsored, coverage, covering over 90% of the population. It differs from other high-income nations by lacking universal coverage, leaving roughly 8.5%–9.2% uninsured, and focusing on managed care networks.
Public Insurance:
Medicare: Federal program for seniors (65+) and individuals with disabilities. Medicaid: Joint federal-state program for low-income individuals.
Private Insurance
Primarily provided through employers, covering the majority of the population. Individual plans can be purchased directly or through the Affordable Care Act (ACA) marketplace.